Response to Nassim Nicholas Taleb “Bitcoin Black Paper” — It’s gratifying when a thinker and writer you admire publicly endorses a system or idea in which you are invested. …

A Startup City for Miami VCs and Cuban Entrepreneurs. — Not everyone can move to Miami. Especially not Cuban entrepreneurs, even those who share Mayor Suarez’ passion for bitcoin, startups, and freedom. Cuba’s socialist paradise outlaws private enterprise for the most part. Licenses are required to offer web dev or design services, and explicitly prohibit serving foreign clients. The U.S…

21 Days to Discover, Productize, and Power my Purpose. — [Update: (4/21/21) This journal is going to lag behind the Slykdays. I’m catching up on my Slykday journal and loving the exercises. Hope you are too! Stay tuned for Slykday videos too.] First you build the better mousetrap. Then you build the better memetrap. Slyk is the better mousetrap —…

Comments on FinCEN’s proposed rule-making to extend KYC requirements to non-custodial wallets. — January 3, 2021 To whom it may concern: I am a U.S. citizen and fintech entrepreneur residing in Marin County California. I am also a US-trained attorney, and have built and managed the compliance programs for two FinCEN-registered MSBs, Uphold (originally launched as Bitreserve in 2013) and Airtm (2015). …

Airbnb, Uber, Bitcoin, Airtm, and the inevitable global mainstreaming of P2P Forex Markets. — Gist: Global scaling of P2P forex marketplaces (e.g. Airtm, Localbitcoins) are as inevitable as Airbnb and Uber, because they 1.generate billions in consumer surplus, 2. create millions of gig economy jobs, and 3. can be as safe, reliable, and tax revenue efficient as legacy licensed alternatives. 1. Comfort of Strangers

7 Insights from 7 Years of Bridge-building. — Pandemic Update Note (3/16/20): I started this blog post at the request of Airtm’s CEO Ruben in mid-Feb, just as it was becoming obvious that COVID19 would become a global pandemic requiring long periods of social distancing and self-quarantine to slow its spread and reduce the number of people killed. …

“How big could this thing be?” After checking the boxes for founder/mission fit and product/market thesis, early-stage startup investors want to know how big your total addressable market (TAM) could be. They want to know that the problem-solving product brought to life by the founders’ passion can potentially be used by tens of millions of paying…

Online Incentives, Digital Cash Rewards, and the Future of Humanity — Incentives (positive and negative) are our species’ defining technology. Apes communicate and cooperate socially. They chit chat and they nit pick. They use tools. But they don’t set rules to reward or punish future behavior. They don’t incentivize each other. Homo sapiens invented gods and incentives simultaneously: if this, then…

Hello world! We are the co-founders of Cadoo, an app that makes it easy to incentivize and reward the use of apps and services that promote health, learning, focus, and well-being. Our mission is to grow the Gross National Happiness of the Internet. In this introductory blog post we want…